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QuickBooks® Real-Time ACH Payments

Same-Day Deposit!

    Real-Time Good Funds, is defined simply as: Collected funds in a bank account and usable instantly by the owner of the account. Our "Good Funds" payment gateway allows for instant real-time digital payments that are instant, irrevocable, intra-bank and/or interbank account-to-account (A2A) transfers that utilize a real-time messaging system connected to every transaction participant through all U.S.-based financial institutions. Funds are available for use by the receiver and real-time confirmation is provided to both you ("the sender") and receiver in seconds. Most Good Funds transactions are "Credit Push" versus "Debit Pull." Real-Time payments occur 24/7 - yes, even on weekends!

    Today Payments is an Authorized Reseller of Intuit offering a highly robust app that supports both QuickBooks’ desktop and online customers, provide merchants with the tools they need so they can focus more time on their customers and businesses, and less time on data entry.

    "Our Integrated payment solutions can save a typical small business owner more than 180 hours each year"
  • ACH format definitions Our software is designed for simplicity and ease-of-use.

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ACH and EFT Processing
  • Automate Account Receivable Collection
  • Automate Account Payable Payments
  • One-time and Recurring Debits / Credits

QuickBooks® Real-Time ACH (Automated Clearing House) and EFT (Electronic Funds Transfer) specializes in the origination of moving money electronically.

Ask about our special:

Real-Time ACH CHECK by Phone &Real-Time ACH Check by FAX for Mail Order & Telephone Order!


We support Real-Time ACH formats including:

  • ARC (Accounts Receivable Check Conversion)
    BOC (Back Office Check Conversion)
    PPD (Prearranged Debit or Credit, One-time & Recurring, Business to Personal, B2C)
    CCD (Cash Concentration Disbursement Debit or Credit, One-time & Recurring, Business to Business, B2B)
    CIE (Consumer Initiated Entry, Credit-Push One-time & Recurring, Business to Business, B2B)
    TEL (Check by Phone)
    RCK (Represented Check, NSF Check Recovery)
    Multiple Batch and import options
    WEB (InternetReal-Time ACH from a Web Site)
  • Whether your business is a Web address or a street address, you're banking on sales of products and services to keep your business thriving. And that means you need bona fide payments, whether by automated clearing house (ACH), electronic funds transfer (EFT), e-Check or other means.

    • High Risk Real-Time ACH Processing
    • Check-by-Phone
    • Batch File Uploads
    • NACHA File Format Software
    • Recurring Debits & Credits
    • One-Time Debits & Credits
    • Online Checks from your Website
    • Inbound & Outbound Telemarketing
    • Complete Online Real-Time Reporting
    • Check Conversion - Point of Sale
    • Check Conversion - Non-Point of Sale

With our Real-Time ACH credit payment processing, financial transactions between you and your customers are instantly verifiable, hassle-free and secure. Reporting is streamlined, instantaneous and user-friendly.

The Real-Time ACH / EFT Network is a highly reliable processor and efficient nationwide batch-oriented electronic funds transfer system governed by the NACHA ( National Automated Clearing House Association ) Operating Rules and electronic funds transfer act which provide for the inter-bank clearing of electronic check payments for participating depository financial institutions. The Federal Reserve and electronic payments network act as Real-Time ACH operators, central clearing house facilities through which financial institutions transmit or receive Real-Time ACH entries. Over the past five years our merchants have processed MILLIONS OF TRANSACTIONS proving the software and service to be reliable, effective and a cost saving process for electronic transactions.

High Risk Merchant Real-Time ACH Processing

  • Domestic
    Offshore
  • Thousands of merchants trust us to process their transactions and GET PAID. High Risk merchant transaction processing is a relatively complex process and should not be trusted to someone other than "true professional processors". Our credit card merchant services will let your business flourish in a friendly and hassle-free environment. Learn More

Good Funds Gateway Merchant Services
...continues to meet the challenge of our clients by offering a cost effective e-check gateway into the electronic check banking system. Electronic banking includes the transfer of funds between companies and / or consumer accounts for collection and payments.

Allow us to offer and create an electronic payment processing program to provide you access to your funds in an expeditious manner.

Our in-house Electronic Check experts are standing ready to help you make an informed decision to move your company's payment processing forward.

Compare our service and prices to our competitors and
Give Us A Call

(866) 927-7180


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Stop Going to Your Bank to Deposit Checks!